Banking for ambitious technology companies. Build great financial products with an API-first bank.
An API-first bank built for flexibility, reliability, and transparency. Move fast and scale financial products with confidence.
Comprehensive infrastructure to move, store, and lend money. Increase supports industry-leading companies processing billions of dollars a day.
Bare metal payments on every US rail
Full stack card issuing
Flexibly-titled bank accounts
Modular compliance
Tailored loan programs
Increase has been a critical partner in helping us launch a product that feels as modern and intuitive as the rest of Ramp’s offerings. The flexibility and transparency is unmatched.
Nik Koblov, Head of Engineering
Ramp processes millions of bill payments with Increase
Our team comes from Stripe, Visa, and US government agencies. The engineers who own the ledger and the compliance team that interacts with regulators are the people in your Slack channel.
“Increase understands how money actually moves — the rails, the edge cases, all of it. Their partnership let us get to market faster than we thought possible, without compromising on the product.”
Everything we learned running payments at scale drives Increase’s architecture. We built a modern banking core from scratch that connects directly to the networks, with no third-party vendors in between.
Composable primitives let you build exactly what your customers need.
Read about our core technology“Working with Increase has really enabled us to think more swiftly about product decision-making. It’s had a huge impact on the growth of our business and our ability to support our customers.”
Hardened infrastructure so you can ship your integration and stop thinking about it.
Read about our approach to reliability“With Increase, we’ve not only improved the speed and efficiency of our payment processes, but we’ve also expanded our offerings to better serve our customers. We’re processing more premiums than ever, and our platform is only becoming more scalable and flexible as we grow.”
Transparent APIs let you access all the network data behind every transaction.
Read about our design philosophy“Increase was the only partner that gave us direct access to every payment rail, paired closely with our engineering team, and didn’t ask us to compromise on what our customers actually needed.”
Trusted by companies of all shapes. Sophisticated platforms rely on Increase for bare-metal banking.
Transparency and control for horizontal platforms.
Visibility into every detail so you never have to wonder what’s happening under the hood.
Programmatic workflows instead of PDFs keep you moving.
Direct bank partnership gives you access and control.
The banking backbone for vertical fintechs.
Banking, payments, and cards primitives customized to your industry’s workflows.
Fully-featured bank accounts underpin your system of record from day one.
Compliance options that let you start monetizing banking products in weeks, not months.
An API-first bank built for flexibility, reliability, and transparency. Move fast and scale financial products with confidence.
Latest updates
Banking products and services are offered by Increase Bank, Grasshopper Bank, N.A., First Internet Bank of Indiana, or Core Bank (each, a Member FDIC bank and a “Partner Bank”).
Technology services are provided by Increase Technologies, Inc., a non-bank.
Where applicable, Visa® cards are issued by the applicable Partner Bank pursuant to a license from Visa U.S.A. Inc.
Eligible deposits held at a Partner Bank are insured by the FDIC up to the standard maximum deposit insurance amount. FDIC insurance protects against the failure of an insured bank only.